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Personal Lines

Insurance needs that may arise for individuals or person(s) is covered under this class of business. Briefly we can have a look at the some of the covers available under our HomePlan policy, which is a multi-section policy.

HouseOwners – this covers the main structure (buildings) of the house against fire and allied perils, this cover can be extended to include swimming pool pumps and alarm systems. We cover both standard and nonstandard structures for example thatched houses.

HouseHolders – this covers the contents of the house including furniture and electronic appliances

Personal All Risks – movable items including gadgets, jewellery, sporting  equipment, fishing rods etc. are all cover under this section.

Personal Accident – this is cover in respect of Death, Permanent and Temporary disability, and Medical expenses following an accident of the individual covered depending on their occupations.

Personal Liability - legal liabilities that an individual may be face resulting from accidental death, bodily injury or illness or accidental loss of or damage to property of a third party.

Marine Small Craft – this covers vessels or small pleasure boats including its engine, equipment and gears.